comprehensive vehicle coverage

We designed our coverage to be easy to understand–offering add-on mileage and no surcharges, coupled with member-rich benefits like one of the highest limits of liability in the industry, with no claim deductions on cancellations. Plus, we cover what others don’t, like subsequent damage to non-covered parts, sales tax, fluid replacement, seals and gaskets and diagnostic time on covered repairs.


Cater to each member’s specific needs, helping to protect them from unexpected repair costs, increasing their resale value, and providing them peace of mind if a breakdown does occur.1

(Deductible options: $0, $50, $100, $250 and $500)


Exclusionary coverage for the ultimate peace of mind


Comprehensive component coverage for those who want to protect most of their investment


Extensive selection of coverage that goes beyond the core vehicle components

MemberCare coverage carries the industry’s only MotorTrend Recommended Best buy designation—so your members can rest easy knowing they made the right choice.

benefits included with
each level of coverage

(No deductible)

24/7 Emergency Roadside Assistance
Provides assistance for flat tire, battery jump start, fuel delivery, lockout service and towing

Substitute Transportation
Rental car and rideshare services (e.g. Uber, Lyft, etc.)

Trip Interruption
Reimburses costs for meals and lodging due to mechanical breakdown while away from home

more benefits
for a better drive

(No deductible)

Road Hazard Tire & Wheel
Covers the cost to repair or, if non-repairable, to replace their vehicle’s tires or wheels

Key Replacement
Offers coverage in the event of loss, theft or damage to key or key fob

Paintless Dent Repair
Carefully removes dents or dings without harming factory paint

Windshield Repair
Repairs minor chips or cracks to the front windshield

1 Coverage may vary by state. See contract for complete details regarding coverage, terms, conditions, and exclusions.
2 Optional at discretion of credit union.