comprehensive vehicle coverage

driver protection for the things that matter most

Whether you’re buying a car for yourself or for a loved one, it should be a worry-free experience from the moment you make the purchase. As a valued member of a participating credit union, you can get best-in-class vehicle coverage for the best value—keeping you on the right track and protecting you from unexpected repair costs if a breakdown occurs.

  • Covers both new and pre-owned vehicles
  • Commercial coverage available—including rideshare vehicles
  • Coverage is renewable and transferable to a new owner
  • Can increase your resale value

Already a customer?

why membercare?

choose from 3 levels of coverage*

MemberCare designed three levels of coverages to cater to your specific needs, helping to protect you from unexpected repair costs, and providing you peace of mind if a breakdown does occur.

*Coverage may vary by location. Ask your credit union for specific coverage details.


(Deductible options: $0, $50, $100, $250 and $500)


Exclusionary coverage for the ultimate peace of mind


Comprehensive component coverage for those who want to protect most of their investment


Extensive selection of coverage that goes beyond the core vehicle components

MemberCare coverage carries the industry’s only MotorTrend Recommended Best buy designation—so your members can rest easy knowing they made the right choice.

benefits included with each level of coverage*

24/7 Emergency Roadside Assistance
Provides assistance for flat tire, battery jump start, fuel delivery, lockout service and towing

Substitute Transportation
Rental car and rideshare services (e.g. Uber, Lyft, etc.)

Trip Interruption
Reimburses costs for meals and lodging due to mechanical breakdown while away from home

*Coverage may vary by state. Ask your credit union for specific coverage details.

more benefits
for a better drive

(No deductible)

Road Hazard Tire & Wheel
Covers the cost to repair or, if non-repairable, to replace their vehicle’s tires or wheels

Key Replacement
Offers coverage in the event of loss, theft or damage to key or key fob

Paintless Dent Repair
Carefully removes dents or dings without harming factory paint

Windshield Repair
Repairs minor chips or cracks to the front windshield

2 Optional at discretion of credit union.

Protect your investment today.
Ask your credit union if they offer MemberCare driver protection.

Remanufactured or used replacement parts may be used to provide services. The Issuing Provider In Florida Is Automobile Protection Corporation – APCO under license number 60080 – 6010 Atlantic Boulevard, Norcross, GA 30071.